Individualized advice

Individual advice



Many firms use cookie cutter models and financial advice. It's easier and more efficient to work this way but we can't say it's always better.

For example, we often will buy indivdual stocks or Exchange Traded Funds. We can sell individual stocks or tax lots to minimize taxes or to offset capital gains.

We have seen instances where a new portfolio management company wants to clear the decks and sell all investments a new client has so they can start fresh. That might be good for the firm but the client may have to pay huge capital gains taxes to accomplish the fresh start. We work with you and review our strategy with you first.

We can tailor a retirement income strategy for your individual or organization spending/income needs.

 Our clients even have the Portfolio Manager's mobile telephone number in case they need to talk after hours.